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Are you looking for a new car part or used car part? Here you can find a small introduction on each car part. Remember, these parts will make your performance car a dream one!
Car Finance - buy a new or used car
Until and unless you are among the minority of people who pay cash, you need to
quickly become an informed consumer on the subject of financing if you're
considering buying a new car and striving for car finance. For most new-car
buyers, one of the biggest costs of purchasing a new car is interest on the
loan that makes the purchase possible. But there are a variety of ways to car
finance, and knowing your options can help save you money for a better car finance.
Some times it is a bit more confusing while financing the purchase of a car, with such a wide range of car finance options available to you in the market. What do you think about car finance? Do you get a personal loan or do you go for a manufacturer deal and part-exchange your current vehicle for car finance?
Some times it is a bit more confusing while financing the purchase of a car, with such a wide range of car finance options available to you in the market. What do you think about car finance? Do you get a personal loan or do you go for a manufacturer deal and part-exchange your current vehicle for car finance?
Here you can find a few highlights the most common ways that car finance is raised on:
- 1. Remortgage for car finance: While you may spend the next 30-odd years paying for your car, remortaging is still the cheapest way to borrow. If you are a homeowner, most mortgage companies will allow you to borrow more for other things like car purchase and many more for car finance.
- 2. Hire Purchase for car finance: This option is offered on new and used cars by dealers and can be fairly easy to arrange. However, you do not own the car until the final payment, which means you cannot sell it until you have settled up your loan for car finance.
- 3. Interest free Car Finance: It is available from car dealers, interest-free finance is normally for brand new cars only. However, these can be a great way of getting a new car without paying interest on any car finance. However, getting interest free car finance and a discount at the same time can be hard so it may pay to haggle hard on the price of the car and borrow elsewhere.
- 4. Personal Contract Purchase: The monthly payments from your bank account are spread out over a pre-defined period. At the end of the period, you either make a lump sum payment to purchase the car outright, or you hand it back. Think whether this type of car finance is suitable or not.
- 5. Personal Loan: A personal loan can be arranged separately from the purchase of a car as a car finance, meaning that in the eyes of a dealer, you are a cash buyer. Personal loans can be arranged via banks, building societies and car finance houses.
- 6. Auto dealer bonds: Bryant Surety Bonds has online applications for auto dealers that are fast to complete and provides instant approvals.
Links
Red Book
Free online car valuations with Red Book Before buying or selling a car,
check the value of the car you own, or want to buy, with Red Book. You
can find the typical trade-in value from a dealer, or private sale value.
You can also compare vehicles, or search for a particular type of car.
website: www.redbook.com.au
Ford Credit Australia
Ford Credits' mission to provide quality finance products and services for consumers
purchasing new and used vehicles. Products include Consumer Loan, Hire Purchase and
Finance Leasing. There are currently offices in all Melbourne, Sydney, Brisbane,
Perth and Adelaide with the central office located on St Kilda Rd , Melbourne.
Also located in Melbourne is the Ford Credit Asia Pacific Operations Regional Office,
the Asia Pacific group includes New Zealand, Taiwan, Japan, India, Thailand, Indonesia
and Korea. Through its company Primus Automotive Financial Services, Ford Credit is
able to serve customers and dealers outside the Ford franchise system with private
label financing for Mazda, Jaguar, Volvo and Landrover.
website: www.fordcredit.com.au
Esanda
Free online car valuations with Red Book Before buying or selling a car,
check the value of the car you own, or want to buy, with Red Book. You
can find the typical trade-in value from a dealer, or private sale value.
You can also compare vehicles, or search for a particular type of car.
website: www.esanda.com.au
ANZ
Want to buy a new or used car? An ANZ Car Loan will allow you to finance the purchase
of a car and use the car as security for the loan.
website: www.anz.com.au
GIO
With GIO you can choose the motor vehicle insurance that's right for you. They offer you
a choice of covers and a number of options and additional benefits. You can choose
Comprehensive or Third Party Property Damage cover. To find out more about GIO's Motor
Vehicle Insurance policy, the options available and the additional benefits offered, click
on the link above.Need to make a claim on your GIO policy for your car, caravan, motor bike,
vintage or veteran vehicle? Or do you want to enquire about a claim you've already lodged?
You can do both over the internet with GIO's Motor Claims Online service.
website: www.gio.com.au
AGC Motor Vehicle Finance
AGC Motor Vehicle Finance offers online applications. Before buying a new or used car take a
look at their fixed rate loan. Not only will you have your choice of term from 1-5 years but
AGC's fast approval process will allow you to obtain that car sooner. You make equal monthly
payments over a fixed term with a fixed rate so you know in advance exactly how much you will
need to set aside each month.
website: www.agc.com.au
Toyota Financial Services
Toyota Financial Services, through its specialist Fleet division, provides a complete range
of specialist fleet financing and fleet management services for business vehicle fleets of
all sizes, even if they are operating a variety of different vehicle types in widely separate
locations. When you choose Toyota Financial Services, you get reliable, dedicated and
experienced fleet consultants to manage your account.
website: finance.toyota.com.au
GE Automotive Financial Services
The purchase of the family car is generally the second biggest purchase that you are likely to
make in your lifetime, after the family home. Just as it is inconceivable for most of us to pay
for our homes with cash, the same is generally true with today's cars. Maintenance of valuable
family income for day to day activities, children's education or any unforeseen requirements are
common reasons for financing your new purchase. Up to 100% of your car's value can be financed.
For more details on your obligation, contact your nearest GE Automotive Financial Services Dealer
website: www.ge.com.au
Mercedes-Benz Finance
Mercedes-Benz Finance have a range of flexible lease, finance and insurance products designed to
meet your needs. You can experience the ease, convenience and assurance of a total vehicle and
finance solution through the Mercedes-Benz dealerships.
website: www.mbfinance.com.au
Westpac
Need $4,000 to $100,000 to buy a new or used car? A Secured Personal Loan has a lower interest rate
than an unsecured Personal Loan because we register an interest in your new or used car. And as the
loan is secured against your purchase, you are able to borrow up to $100,000.
website: www.westpac.com.au
StGeorge
Buying a new car, motorcycle, boat or caravan? St.George can help you get the vehicle you're
looking for. If you already know what you want to buy and prefer a fixed payment schedule, we
recommend a St.George Personal Loan. A St.George Personal Loan will give you a range of repayment
and interest options, which may make that dream vehicle even more affordable for you. And if
you're interested in CTP Green Slip coverage, we can arrange that for you too. Want to work out
your repayments? Find out what your minimum monthly repayments would be with our Personal Loan Calculator.
website: www.stgeorge.com.au
Holden Finance
Choosing the plan that's right for you. Holden Financial Services commitment to continually
improving our products and services has led us to develop simple leasing and finance products
that offer you the freedom of a whole new range of options. Suitable for both personal and business
use customers, these products and services are highly competitive and tailored to your needs.
website: www.holden.com.au/www-holden/jsp/mastercard/mastercard.jsp?link=overview
Suncorp metway
Our Personal Loans make it easy for you to buy what you want, when you want it. With a Suncorp
Metway Personal Loan, your interest rate is fixed for the term of the loan. This guarantees that
your repayments remain the same throughout the loan period. Key Features No ongoing account keeping
fees or early repayment fees You can make extra repayments without penalty You have a fixed interest
rate for the duration of the loan
website: www.suncorpmetway.com.au
Bendigo bank
A Bendigo personal loan is the ideal way to purchase a new car, a holiday and home improvements ...
in fact whatever purpose you have in mind. The best part is, you get to choose your loan term and
set your repayment to suit.
website: www.bendigobank.com.au
Aussie Car Finance
Are you tired of looking around for that perfect motor vehicle? With Aussie Car Search, we help
you find the right vehicle, with the right features at the right price. We can also offer you a
pre arranged discount on most new cars too. Click here for more!
website: www.aussiecarfinance.com.au
Autoline Financial Services
Perth firm specialising in automobile finance. Provides online finance and insurance applications
and an online loan calculator
website: www.autoline.com.au
RACV Finance
Take advantage of RACV's limited offer of loan interest rates from 7.95% on new car purchases.
This rate is subject to change, and conditions, fees and charges apply.
website: www.racv.com.au
Car Loans - Wizard Australia
Apply for a car or vehicle loan online, compare personal, individual and business loans,
read buying tips, and use the calculator to find how much you can borrow.
website: www.wizard.com.au
Car Traders Online
Motor vehicle search service locates new and used cars, and specialises in European
models and 4WDs. Firm offers full financing options.
website: www.cartraders.com.au
Iconex Lease Finance
Sydney broker offers vehicle, mortgage and equipment leasing solutions. Read about free services,
and access contact information.
website: www.iconex.com.au
OAMPS
Leading Australian insurance and financial solutions provider with personal and
commercial services and products. Find news, ASX announcements and contact details.
website: www.oamps.com.au
ORIX
Australia Fleet & Financial Services Provides info on its various forms of vehicle-leasing
products, including operating, fully maintained and novated leases.
website: www.orixonline.orix.com.au
RAC Finance
Apply for finance by downloading the form and find out how much interest RAC charges. Details terms and conditions.
website: www.rac.com.au/index.cfm
- Car body kits
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We love to travel in really great looking cars. You can make your new or used car unique by adding a stylish car body kit ...
- Car security
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It is not very difficult to identify the correct car alarm or car security system for your performance car...